Show what you are buying
The address, current condition and contract details give a funding partner a starting point. Include what you know and flag what is still being checked.
Fix and flip loans for North Georgia
In North Georgia, a Ringgold subdivision, a Trenton valley house and a LaFayette renovation do not share one resale market. A lender needs the exact property, work plan and supported exit. We connect investors with one lending partner for Georgia properties in Catoosa, Dade and Walker counties.
See how the connection worksTell us about your project
Share what you know about the North Georgia property. A submission is not a loan application or approval.
Request Received
We have your North Georgia project details and will review them. Watch your phone and email for a response.
A project starts with the property
The service area follows Georgia communities from Fort Oglethorpe and Chickamauga to Rising Fawn and Lookout Mountain. Valley lots, mountain roads and established town blocks can change the repair plan and which finished-home sales make a fair comparison.
Confirm whether the property sits within a city or an unincorporated county area before checking permits. Historic context, grades and utilities may matter on a specific parcel. We do not serve Tennessee properties through this Georgia site or promise an approval.
Funding conversations that begin with your plan
Asset-based fix and flip funding starts with the property, the proposed improvements and the exit plan rather than relying primarily on personal income. A lender may still review credit, experience and other borrower details. We connect investors with one lending partner rather than making lending decisions ourselves. The fix and flip vs hard money guide explains how this kind of funding compares to other options.
Explain the work
Share the repair scope and budget you have prepared. If inspections may change the plan, say so up front.
Make the resale case
Nearby comparable sales and your intended buyer help explain the project. No one can guarantee a resale price or an approval.
Fix and flip financing structures
Our program lists financing up to 100%, fast closings and same-day construction draws. Our listed terms are straightforward terms with no hidden fees. Review the complete written offer for your property, including any closing or draw costs. These are our listed program terms, not approval or a guarantee of financing, closing speed or draw timing.
| Term | Structure 1 | Structure 2 |
|---|---|---|
| At closing | 0.5 point | 3 points |
| Monthly payment | 1.5% monthly interest-only payments | 1% monthly interest-only payments |
| Balloon | 6-month balloon | 6-month balloon |
| Optional extension | 6-month extension for 1 point, only if all payments have been made on time | 6-month extension for 3 points, only if all payments have been made on time |
Our lending partner serves Georgia. Review the complete written offer and all charges before deciding. Eligibility, final costs and timing depend on its review and written loan documents. See how to compare loan costs.
How the connection works
The steps below stay the same in every city we serve. The full process, the paperwork a file usually needs and the questions worth asking are in our guide to how fix and flip funding works in Georgia.
Send the project
Tell us about the property, your proposed purchase and the work you plan to do. You can identify anything that still needs confirmation.
Discuss the details
We review the information and may ask for more context. That helps identify whether a funding partner might be a fit for the deal.
Review available terms
Our lending partner decides eligibility, terms and documentation. Review the full offer and costs before deciding whether to move forward.
Questions before you submit
Are you the lender?
No. North Georgia Fix & Flip Loan connects investors with one lending partner. Our lending partner makes its own decisions and provides the actual terms.
What should I include about the project?
Start with the property address, purchase details, renovation plan, budget and intended resale. If a detail is still unknown, explain what you are checking.
What rates or loan amounts are available?
The two structures above are our listed program terms, not a loan offer. Our lending partner decides eligibility and final terms for each property. Review its written offer before deciding.
Does submitting a deal guarantee funding?
No. A submission starts a review and possible introduction. It does not guarantee a match, approval or a particular outcome.
Explore North Georgia
Every property deserves a local look. Find your city below, then share the details of your project.
Catoosa CountyRinggoldCatoosa CountyFort OglethorpeCatoosa CountyTunnel HillDade CountyTrentonDade CountyRising FawnDade CountyWildwoodDade CountyNew EnglandDade CountyWest BrowWalker CountyLaFayetteWalker CountyRossvilleWalker CountyChickamaugaWalker CountyLookout MountainWalker CountyFairviewWalker CountyLakeviewWalker CountyChattanooga ValleyWalker CountyRock SpringWalker CountyFlintstoneCatoosa CountyCatoosa SpringsCatoosa CountyGraysvilleCatoosa CountyBoyntonCatoosa CountyIndian SpringsCatoosa CountyPleasant GroveWalker CountyPoplar SpringsCatoosa CountyWood Station
Have a property in mind?
Tell us what you plan to buy and improve. We will review the details and discuss possible funding connections without promising a loan.
Submit your project